Mortgage Loans
Home Equity Line of Credit
- Remodel or upgrade your home
- Cover medical expenses
- College tuition
- Finance a new vehicle
- Debt consolidation
- Plan a vacation
- Competitive rates
Citizens National Bank offers the Home Equity Line of Credit in which your home serves as collateral. Because your home is likely to be your largest asset, many homeowners use their credit line only for major items such as automobiles, home improvements, consolidation of debt or to pay tuition. In most cases interest paid is tax deductible. *
*Consult with your tax advisor to verify deductibility
Primary Residential Mortgages
Whether you're a first time homebuyer or an empty nester, Citizens National Bank has a mortgage solution for you! We want to assist you in finding the best option to suit your financial situation. Loan amounts depend on the following:
- Your income
- Your current debts
- Your down payment
- Value of home
Conventional Fixed Rate
- Designed to provide a fixed housing budget long term
- Predictable and steady monthly mortgage payments for the length of the loan
- Perfect for someone whose income is stable or someone who isn't planning to move in the near future
Citizens National Bank Mortgages
- Designated to provide a fixed housing budget for a shorter term
- Perfect for someone not interested in a long term loan
- Could provide lower payments initially
- Adjustable interest rates
- Automatic payment
Second Mortgage
- Fixed rates for 1, 3 or 5 years
- Low closing costs
- Amortized over 10 years
Additional Information
Stop by any of our Citizens National Bank locations for more information or contact us via phone or e-mail.
Contact us for additional information
