Personal Checking

Non Interest Bearing Accounts

Citizens National Bank offers several low fee checking accounts for those who do not want to worry about maintaining a specific balance.

Easy Checking

• No monthly minimum balance requirement
• First set of Citizens checks FREE

Student Checking

• No monthly minimum balance requirement
• No charge for incoming Wire Transfers 
• First set of Citizens checks FREE

Interest Bearing Accounts

The CNB Interest Bearing Checking Accounts give you unlimited check writing plus the ability to earn interest on your money.

Smart Checking

• Minimum balance to obtain interest rate
• Minimum balance required to avoid monthly fee
• FREE Citizens Checks
• Unlimited check writing

Premier Checking

• Minimum balance to obtain interest rate
• Minimum balance required to avoid monthly fee
• Higher interest rate for customers who keep a larger balance in their checking accounts
• FREE Citizens checks
• Unlimited check writing

Smart Money Maket

• Minimum balance to obtain interest rate
• Minimum balance to required to avoid monthly fee
• Tiered interest rates as balances increase
• FREE Citizens checks
• Limited transfers and transactions

Additional Information for All Checking Accounts

• Minimum opening deposit of $100.00
• Rates may change anytime at our discretion
• Interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart
• Fees may reduce earnings on the account
• Free Online Statements available

Contact us for additional information