Visa Business Credit Card
Target Customer: Small to mid-sized business owners that want to separate personal and business expenses; manage their money with accurate reporting and improve their cash flow. Typically less than 10 cards issued with maximum credit limit of $25,000.
- Low APR of 8.0% + Prime (cards enrolled in Rewards Program receive low APR of 3.90% + Prime)
- No annual fee unless enrolled in Rewards Program. Rewards program has an annual fee of $50 per card
- Flexible billing options — revolve or balance in full
- Online account access to view account information
- Visa Information Source Select comprehensive online reporting
- Worldwide Acceptance at millions of merchants
- Auto Rental Insurance
- Travel & Emergency Assistance Services
- Purchase Security & Extended Protection
- Travel Accident Insurance
Visa Business Card Rewards Program
Merchandise & Cash Credit
800-310-6520
- One point for each dollar in purchases
- Redeem points for travel rewards, merchandise, or cash credit to the account
- Merchandise starting at 1,250 points
- Cash credit or hotel stays starting at 10,000 points
- Car rental vouchers starting at 3,000 points
- Air travel starting at 25,000 points on most major airlines
- No monthly or annual point cap on the amount of points cardholders can earn
